Analysis of Return on Investment


Analysis of Return on Investment

Listing Overview

Property: Elegant 5?bedroom fully detached house
Location: Ikota, Lekki, Lagos
Price: ? 180 million (~US$112,500) (gidiproperty.com)
Features:

  • 5 ensuite bedrooms, plus 5.5 bathrooms

  • Swimming pool, cinema room, Bluetooth speakers

  • Fully fitted kitchen, POP ceilings, LED lighting

  • Secure gated estate with 24/7 power and surveillance (gidiproperty.com)


Market Comparison

Area & Type Price Range (?) Notes
Ikota detached duplex with pool & BQ ? 350–? 450M Mahn estimates from various listings
Ikota “smart” 5?bed ? 650M Higher-end, larger builds

Insight: At ?180M, this property is priced well below typical market rates for similar homes in Ikota (?350M+).
Why is it so low?

  • Likely off-plan or early-phase.

  • Might lack full legal documentation (e.g., only Excision vs. registered C of O).

  • Could be a semi-finished or lower-quality build.


Deal Analysis

Strengths

  • Exceptional price: Offers significant upside if quality and title are in order.

  • Desirable location: Ikota is a growth corridor with strong infrastructure, good schools, estates, and shopping.

  • Attractive features: Pool, cinema room, BQ, gated estate—key selling points.

Risks & Red Flags

  • Title risk: Confirm whether it’s a registered C of O with Governor’s Consent; excision only grants limited rights.

  • Developer background: Investigate the builder’s track record—review completed projects, reputation, and delivery timeframes.

  • Build quality: Ensure actual materials, finishes, and dimensions match listing claims—physical inspection is a must.

  • Hidden costs: Legal fees, estate levies, property management, etc., can add 5–10%.


Next Steps

  1. Title Verification

    • Ask specifically: “Do you have a registered C of O?”

    • If only excision or affidavit, avoid or demand proper title before payment.

  2. Developer Vetting

    • Name and contact the builder.

    • Visit at least one of their completed projects.

  3. Site Visit / Inspection

    • Verify structural quality, finishes, and compliance.

    • Ideally hire an independent surveyor or “Quantity Surveyor” to inspect.

  4. Compare with Other Listings

    • For similar properties in Ikota priced ?350M+, evaluate why this one is cheaper.

    • If the only difference is documentation or overdue completion, negotiate heavily or walk away.

  5. Calculate Potential ROI

    • If legit, investors could double value upon completion/sale.

    • As a rental, likely to command ?10–15M/year → 5–8% gross yield.


Final Recommendation

This could be a stellar investment opportunity—IF:

  • The title is clean (Governor’s Consent + C of O),

  • The build quality is verified,

  • The developer is credible.

Proceed with careful diligence. Let us know if you'd like guidance contacting the seller, heading through legal checks, or reviewing other listings for comparison!


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